Generally, a company officer signs the application, and this person is the Authorizing Officer on the account. A company also selects a Program Manager to make decisions about its credit program. This person can be the Authorizing Officer, or another designated employee, such as an Accounts Payable representative. A company can have multiple Program Managers, but they need to be listed officially on the account to make decisions for the company. The Authorizing Officer also can dictate changes on the account.

Federal law requires us to obtain, verify and record information that identifies you when you open an account. We will use your name, address, date of birth, Social Security number and other information for this purpose. The Social Security number combined with the birth date of the cardholder also provides a powerful way to guard against identity theft, especially when calling the customer service department.

Yes. You can limit the dollar amount and number of transactions your employees can charge. Or, you can set daily limits and restrict certain purchase categories. Your monthly consolidated statements are also available online. You can track employees’ spending for up to 12 months.

Yes. You can check your business expenses anytime online by logging in to www.productivitycard.com/gemoney/prodonlinelogin.htm. You can make online payments, dispute transactions, review current transactions and review Statements for up to 12 previous months. You also can download data into accounting programs, such as QuickBooks®.

Yes. You can sign up for our optional Productivity Points ^SM program. You can earn one Productivity Point for every $1 you spend on your Business Platinum MasterCard. You can redeem points for merchandise, travel, cash or gift certificates.(Point accumulation does not extend to cash advances or fees. See program Terms and Conditions for details.)

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